Last Updated: September 2025
Welcome to Lending Trail! Please read these Terms and Conditions (the “Terms”, “Agreement”) carefully before using our website and services. These Terms govern your access and use of our platform. By using our services, you agree to comply with and be bound by these Terms. If you do not agree, please do not use our services.
If you have any questions, comments, or concerns about these Terms, please contact us at:
📧 info@lendingtrail.co.in
📞 +91 78275 17606
📍 UG-23, Suneja Tower 2, District Center, Janak Puri, New Delhi – 110058
1. Acceptance of Terms
By accessing our website (lendingtrail.co.in) and using our services, you acknowledge that you have read, understood, and agree to these Terms and our Privacy Policy.
2. Services Offered
Lending Trail is a financial advisory platform that connects users with banks and NBFCs for various loan products, including but not limited to:
- Personal Loans
- Business Loans
- Home Loans
- Loan Against Property
Important: Lending Trail does NOT directly provide loans. We only assist you in comparing and applying for loans with banks and financial institutions.
3. Eligibility
- You must be 18 years or older to use our services.
- You must provide accurate and complete information during the application process.
- By using our services, you authorize Lending Trail to share your details with partner banks/NBFCs for loan processing.
4. Consent to Communication
By submitting your information on our website, you consent to receive communications from Lending Trail and its partners via phone calls, SMS, email, or WhatsApp regarding loan services, even if your number is registered under DND (Do Not Disturb).
You can opt-out anytime by emailing us at info@lendingtrail.co.in.
5. Privacy & Data Protection
We value your privacy. All personal and financial information provided by you will be handled as per our Privacy Policy.
You agree that Lending Trail may share your data with partner banks, NBFCs, and third-party service providers for loan processing and verification purposes.
6. User Responsibilities
- To provide accurate and truthful information.
- To maintain confidentiality of your details and not misuse our platform.
- Not to use the website for unlawful or fraudulent purposes.
7. Limitation of Liability
Lending Trail acts as a facilitator and does not guarantee loan approval, interest rates, or any financial outcome.
All loan approvals, terms, and conditions are determined by the banks/NBFCs.
We are not responsible for any loss, damage, or delay caused by third-party institutions.
8. Intellectual Property
All content on lendingtrail.co.in, including text, graphics, logos, and images, is the property of Lending Trail. You may not copy, modify, distribute, or reproduce any content without our prior written consent.
9. Third-Party Links
Our website may contain links to third-party websites. Lending Trail is not responsible for the content, privacy policies, or practices of such third parties.
10. Indemnity
You agree to indemnify and hold Lending Trail, its employees, and partners harmless from any claims, damages, or expenses arising from your use of the website or services.
11. Force Majeure
Lending Trail shall not be liable for any failure to perform due to causes beyond its reasonable control, including but not limited to natural disasters, technical failures, cyber-attacks, or government restrictions.
12. Modification of Terms
We reserve the right to change or update these Terms at any time. Changes will be effective upon posting on our website. Continued use of our services constitutes acceptance of the updated Terms.
13. Governing Law & Dispute Resolution
These Terms shall be governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in New Delhi.
14. Contact Information
For any queries regarding these Terms, please reach out to us at:
📧 info@lendingtrail.co.in
📞 +91 78275 17606
📍 UG-23, Suneja Tower 2, District Center, Janak Puri, New Delhi – 110058
